Permanent Partial Disability (PPD) Settlements
Permanent Partial Disability (PPD) settlements are monetary awards made when your claim closes. These are given to workers who can return to their jobs. If your injury or condition prevents you from returning to work, please see our Pension section.
How Much Money Can I Get in a Permanent Partial Disability Settlement?
The amount of a PPD settlement depends on the date of your injury, the severity of your disability, whether you have any liens on your claim, and a number of other factors.
- The date of injury matters since L&I increases the amount of money paid for disabilities each year. The monetary settlement amount can be found in L&I’s PPD schedules; this should be calculated based on the date of your injury.
- L&I determines “seriousness” of a disability based on disability ratings. Your rating is established by medical professionals, usually an IME physician or your personal doctor. A rating may be changed by switching your medical examiner.
There are other factors that can help your case and your overall work situation. Consult an Emery Reddy L&I attorney for legal help.
Do I need an L&I Lawyer?
An Emery Reddy L&I lawyer will help you make that decision by assessing your circumstances and walking you through your legal options. Call for a free phone consultation. After speaking with our team you can decide whether you prefer to move forward alone or with legal help. Our firm won’t take your case unless we believe your settlement can be improved – which is often (but not always) the case.
Are PPD Settlements paid as lump sums or as time payments?
- Smaller PPD settlements are paid as a lump sum. If the amount comes out to less than three times Washington State’s average monthly wage (at the time of injury), you will receive a check in that amount.
- Medium to large PPD payments are both lump sum and time payments. If a settlement is more than three times the average monthly wage in Washington State at the time of injury, a down payment of that amount is made. The remainder of the settlement is then disbursed in monthly installments based on your time-loss compensation (at the time of claim closure).
What if my settlement amount is too little?
Take action. Our legal team has years of experience appealing settlements and getting the best outcome for Washington workers. Don’t wait until it’s too late: call today to talk to a lawyer.
If I already cashed my PPD check, can I still ask for more money?
Yes. Injured workers can ask for more money even after cashing a PPD settlement check. But don’t wait: workers must appeal the closing order before the 60-day L&I deadline.
How do I know if my L&I settlement is fair?
Allowing L&I to decide what is fair is not in your best interest. Their job is to minimize costs. You’re the one who’s suffered an injury, illness, or impaired use of a body part. Few workers ever get back everything they lose in sustaining a disability. The only way to ensure that you aren’t shorted by the system is to seek expert legal help to fight for your interests.
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