Unfortunately, cyberattacks, privacy, and data breaches are all too common in the Internet age. Over 53 million people had their data stolen in the first half of 2022 alone. Having personal information stolen such as your name, social security number, address, phone number, email, and medical information can have life-altering consequences and cause undue stress for data breach victims.

Cyberattacks, Privacy, And Data Breaches Are Common

Businesses have an obligation to their customers to protect their personal data and inform them if something happens to it. Most companies will usually offer privacy and data breach victims free credit or identity monitoring for a year or two. In some cases, this is enough. But if a business loses customer data in a cyberattack and further investigation reveals it was because of poor cybersecurity systems, it could potentially be sued in a class action lawsuit.

How Does A Breach Happen?

The most common causes of a data or privacy breach are weak or stolen passwords, or when companies use software or cloud-based applications with bugs that hackers use to break into the system.

Sometimes employees download software that is malware in disguise. Least common, but still serious, disgruntled employees may steal and then sell coworkers’ personal information.

How To Protect Your Information After A Data Breach

If you received a data breach notification letter, here are some steps you can take to safeguard your identity.

• Check your credit report: You can get one for free from annualcreditreport.com. Notify Equifax, Experian, and TransUnion to ask them to place a fraud alert on your accounts.
• Consider placing a credit freeze:  It’s free and makes it harder for someone to open accounts using your information. You can do this at the credit bureaus linked above.
• Subscribe to credit and identity monitoring services: These services will send you alerts for any suspicious activity.
• Regularly change your passwords and security questions: Never use the same password for your banking and credit accounts! You can also use password managers like Bit Warden or LastPass.
• Two-factor authentication (2FA): Set 2FA on your digital accounts whenever possible.
• Set up security alerts: You can set up security alerts with your bank and credit card companies. These alerts will text or email you whenever there is suspicious activity.
• File your taxes as early as you can: Thieves can use your Social Security number to get a tax refund or even a job.
• Ignore threatening phone calls: Phone scammers will threaten you unless you pay taxes or debt. Don’t believe them, even if they have part or all of your Social Security number or say they’re from the IRS.

How Do I Know If My Information Has Been Compromised?

Hackers will use stolen information in different ways. Here are some signs that your information from a data or privacy breach has been compromised:

• Unauthorized charges to your bank account or credit card
• Your tax return is rejected, or you are asked to prove your identity to the IRS to complete your tax return
• Statements or mail for accounts you didn’t open. Alternatively, you may stop receiving bills or statements from accounts you do own
• Collection notices or calls for a debt that you don’t owe
• Errors on your credit report
• Being denied credit, even though you have a history of good credit
• A warrant for your arrest

Know Your Rights With An Experienced Data Breach Lawyer

Too many companies don’t take cybersecurity seriously, and their customers are the ones who pay the price when a data breach happens.

Privacy and data breach victims may be able to receive compensation through a class action lawsuit. This could include additional years of credit and identity monitoring, reimbursement for losses due to fraud related to the breach, compensation for time spent dealing with the breach, attorneys fees, or nominal damages.

Learn more about how you can protect yourself against cybercrimes from KIRO 7 News Seattle.

If you are the victim of a data or privacy breach, call us today to learn more about your rights and how an Emery | Reddy, PLLC data breach attorney can help you.

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