First National Holdings, LLC, a Chicago-based specialty finance company that purchases, services, and finances delinquent property tax liens, primarily in Cook County, Illinois, has disclosed a data breach involving sensitive consumer information. The company is affiliated with First National Assets and subsidiaries Hunter-Kelsey of Texas, Propel Financial Services, and Stronghill Capital.
The breach was disclosed to the Texas Attorney General’s office on July 10, 2026, and to the Vermont Attorney General’s office on July 9, 2026. According to those filings, at least 34,507 Texas residents and 1 Vermont resident have been identified as affected so far. First National Holdings has not publicly disclosed how or when the breach occurred, or the total number of people affected nationwide.
What Information Was Exposed?
According to disclosures filed with state Attorneys General, the compromised information may include:
Full Name
Social Security Number
Driver’s License Number
Financial account, credit, or debit card numbers
Health insurance information
Other Personally Identifiable Information (PII)
Why This Combination of Data Is Especially Concerning
Unlike breaches that expose a single data point, this incident reportedly involves the combination that identity thieves want most: a name, a Social Security number, a driver’s license number, and financial account information together. That combination is often enough on its own to open new credit accounts, take out loans, or file fraudulent tax returns in someone else’s name, and because First National Holdings services property tax liens, many affected individuals may already be dealing with financial strain.
What Is First National Holdings Offering Affected Individuals?
First National Holdings notified consumers of the breach by U.S. Mail. As of this writing, the company has not publicly detailed whether complimentary credit monitoring or identity protection services are being offered. Affected individuals should refer to their notification letter for enrollment instructions, activation codes, and any deadlines that may apply.
Your Information Is at Risk
If you received a Notice of Data Breach letter from First National Holdings, LLC, it confirms your personal and/or financial information may have been involved in this incident. Affected individuals should:
- Review your notification letter carefully for any credit monitoring enrollment instructions
- Place a fraud alert or credit freeze with Equifax, Experian, and TransUnion
- Monitor bank and credit card statements closely for unfamiliar activity
- Check your credit report for accounts you didn’t open
- Watch for phishing attempts referencing the breach or your property tax account
Do You Have Legal Options?
Companies that collect and store Social Security numbers, driver’s license numbers, and financial account information have a legal obligation to safeguard that data. When that obligation is not met, affected individuals may have legal rights and remedies worth discussing with an attorney.
Contact the Data Breach Attorneys at Emery | Reddy today for a Free Case Review.
FAQ
How many people were affected by the First National Holdings data breach?
State filings show at least 34,507 Texas residents and 1 Vermont resident affected so far. First National Holdings has not disclosed the total number of people affected nationwide.
What information was exposed?
According to filings with state Attorneys General, the exposed information may include names, Social Security numbers, driver’s license numbers, financial account/card numbers, health insurance information, and other personal data.
Is First National Holdings offering credit monitoring?
The company has not publicly detailed its response offer. Check your notification letter for enrollment instructions specific to your situation.
What should I do if I received a notification letter?
Follow any enrollment instructions in your letter, place a fraud alert or credit freeze with the three credit bureaus, monitor your accounts closely, and consider speaking with a data breach attorney about your options.